Your path to financial freedom starts today.
As a Mortgage Agent, I’ve seen firsthand how hard Canadian homeowners work—only to feel stuck under the weight of rising costs, high interest rates, and the constant tug-of-war between paying down the mortgage and saving for the future.
The problem? Traditional financial advice hasn’t kept up. Most Canadians are told to tackle their mortgage first, then invest later—a one-track approach that delays wealth building and sacrifices years of compound growth.
That’s why I became a Smith Manoeuvre Certified Professional™.
This powerful strategy allows homeowners to convert their mortgage into a long-term investment vehicle—without increasing their monthly payments. It’s a smarter, tax-efficient way to grow wealth while still working toward mortgage freedom.
What drives me is helping clients rethink what’s possible. With the right mortgage structure and a strategic plan, your home can do more than house your family—it can help secure your financial future.
If you're ready to explore a better way to manage your mortgage and build lasting wealth, let’s talk.
-Erica
Erica Vincelli, Mortgage Agent
Smith Manoeuvre Certified Professional™
The Smith Manoeuvre™
It's time to master your mortgage
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Ready to see how The Smith Manoeuvre™ could transform your financial future?
Get immediate access to our free mini-course below!
In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.
Come learn more at our next live webinar.
Has your interest been piqued? Come join us for our next completely free monthly webinar.
Held on the fourth Monday of each month, this session offers all Canadians the opportunity to learn The Smith Manoeuvre™ basics directly from a member of our leadership team.
No pressure, just practical information to help you decide if this strategy is right for you.
Take the first steps today
Your Smith Manoeuvre Certified Professional™
Erica Vincelli
Many Canadians feel financially stuck—juggling high mortgage payments, rising costs, and the pressure to save for the future. Erica Vincelli is a top-producing Mortgage Agent and Smith Manoeuvre Certified Professional™ who helps clients rethink everything they’ve been told about debt. She specializes in showing homeowners, investors, and self-employed Canadians how to make their mortgage work for them, not against them. Through strategic restructuring and wealth-focused planning, Erica transforms debt into a powerful tool for growth—without needing more income. Her mission is to shift mindsets, simplify complex strategies, and help Canadians build real financial freedom. Whether you’re buying, refinancing, or restructuring, Erica brings clarity, strategy, and long-term thinking to every conversation. Based in both Ottawa and Mexico, she’s living proof that with the right plan, your mortgage can fund the life you want—not delay it.
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